Monday, June 27, 2016

TEN DIVIDEND GROWTH STOCKS


Ten stocks from 2011 with the most dividend growth are the subject of this post.

I added each of these stocks to my 2011 Model Portfolio during the period November 2010 through November 2011.  When I picked these stocks they had a minimal yield of 3%, a D/E ratio no greater than 1 or within industry standards, earnings exceeded dividends in their most recent quarter and dividends had increased over time.  The portfolio was built to deliver solid, ever increasing income in a buy and hold strategy.

I picked 52 stocks during that time, about one per week.  In this post I look at the ten stocks with the most dividend growth.  
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Friday, June 24, 2016

Model Portfolio Update after Brexit

The market took a bit of a stumble on Friday but believe me it didn't tank; at least not yet.  Presented below is a summary of M*MoneyMadam portfolios since 2011.  The first table uses 6/10/2016 prices.



You can see the change from the portfolios update before I left on vacation is minimal.

Actually, the most significant change is the quarterly dividend from the stocks in the VIG fund (VIG is a low cost ETF that is designed to deliver increasing dividend income.)   I calculate VIG's yield based on 4 times most recent quarterly dividend.  Full disclosure, the dividend varies a lot and this could be too optimistic.  However, the VIG dividend growth history presented above is of more interest to me than any effect from Brexit.

M*MoneyMadam
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Monday, June 13, 2016

Gone Fishin'

M* MoneyMadam, I will be on vacation through June 27.   Thank you.
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Monday, June 6, 2016

PAYX Covered Call fulfills 2016 stock pick


Update on Paychex, symbol PAYX.  I added Paychex to my 2016 portfolio with confidence that I eventually would be able to sell a call to boost my income.  To remind you, I require a call to generate 8% or more in capital gain should the stock be called away.

Two other metrics I require are:  call premium should be at least 1% or greater of my basis and the expiration date should be out far enough that I get the dividend; provided the stock is not called away earlier than the ex-dividend date.

Today, PAYX fulfilled this final metric.  I sold a September $57.50 for $.70.  See the table below.
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Friday, June 3, 2016

Manage your RMD for the next Twenty Years



You are 70 and a half and now is the time you have to take money out of your IRA.  Your circumstances are such that you are the survivor and will use Table I, single life expectancy. 

Assuming you will live 20 more years, let’s look at several scenarios on using your RMD (required minimum distribution.)

The theory of the RMD is for the government to receive taxes on the portion of your retirement savings that were tax deductible when you saved it.   Got to pay the piper one way or another.  This post concentrates on the savings in your traditional IRA not Roth IRAs.  
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Thursday, June 2, 2016

ADT Bond 6/15/2023

ADT Bond matures 6/15/2023.

I profiled this bond in March.  I didn't buy it because of the high D/E ratio of the underlying security.

Click here for the original post.  http://www.themoneymadam.com/2016/03/four-bonds-for-your-consideration.html



 
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